If you choose to have your software fees taken out of your refund, your refund will be sent by the IRS to Republic Bank, and then it will be deposited to your account. If you have a question relating to your direct deposit of either your Federal or State refund, please call 1-866-581-1040, or visit republictaxpayer.com. You will need to enter your SSN, date of birth, filing status, and Federal refund amount.